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Deferring after making a firm choice and setting up student finance
Yes, you can do everything at the last moment.
It's best to put everything in place now to maximise your options, then concentrate on your exams for the next few months.
When you receive your results, you may feel completely different to how you feel now. You will be able to re-assess the situation and decide whether to use Adjustment, Clearing, take a gap year, or use the offer.