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New Zealand citizen on a spousal visa
you’re a UK national or have ‘settled status’ (no restrictions on how long you can stay)
you normally live in England
you’ve been living in the UK for 3 years before starting your course
Non-UK nationals must have settled status on the first day of the first academic year of the course - which could be 1 September, 1 January, 1 April or 1 July.
If you're intending to attend university in Scotland, Wales or Northern Ireland, you should check the eligibility for the relevant country, but they will be similar.
If you want to find out more, apart from the student finance organisations, you could check out the British Council, or get in touch with universities direct.