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Insurance choice or retake exams?
This is obviously a personal decision, but we'll give you what advice we can.
Bear in mind that Cambridge may not look favourably on resitting candidates that re-apply. Check immediately if they will consider you if you re-apply.
If they will, you have a big choice. There is no guarantee that you will get offers from Cambridge and Edinburgh and Bath for 2018 so you should apply to other excellent universities as well or instead (checking if they accept resits).
Look carefully at the Edinburgh course curriculum on the university website and see whether it is what you want. It is the simplest option to settle for Edinburgh and you should not underestimate the opportunity.
Make sure you talk to your advisers - parents, teachers and phone the universities for advice about resitting and reapplying.
Bear in mind that an application for UCAS 2018 must contain information about your previous application.
Many people do re-apply and resit A levels after poorer than expected A levels.
Whatever happens, Good luck!