Tuition fee loans and financial support – if you come from England
This is an outline of what is available for students from England for 2018–19 entry. Check to find the exact dates, cost of fees and financial support available on university and student funding websites.
Note: to be classed as an English student, you normally need to have lived in England for the three years before the start of your course. The funding outlined below is mainly for undergraduate students (in other words, you are taking your first degree). However there are some exceptions. Please see our information on eligibility for details.
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Universities in England, Northern Ireland and Scotland can charge up to £9,250 a year for undergraduate tuition. The maximum Welsh universities can charge is £9,000 a year. You will not have to pay for this up front.
If you are planning on attending a UK university, you apply online to Student Finance England for a loan of up to £9,250. This will cover your tuition fees. The loan is not means tested.
There is a deadline for applications to Student Finance England, usually around late spring. This is so the Student Loans Company (SLC) can pay your tuition fees to your university in time for the beginning of your course.
You can apply online to Student Finance England for a means-tested maintenance loan, to help with living costs.
There are different amounts of maintenance loan available. This depends on household income, and where you will live during term-time. Only those with a low household income are likely to be eligible for full financial support.
Where household income is higher, a student will only be allowed to apply for a reduced amount of maintenance loan – with the implication that the difference will require money to be found elsewhere. This might be through parental contribution, plus a part-time job or savings. It's also worth looking for other financial support such as grants, bursaries or scholarships, if you are eligible.
Alternatively, you can apply for a non-means-tested loan. If you do this, you will receive the minimum loan available for where you live while you study.
|If you:||You may receive:|
|Live at home||£7,324 or less|
|Live away from home and study in London||£11,354 or less|
|Live away from home and study outside of London (including Northern Ireland, Scotland and Wales)||£8,700 or less|
|Live and study abroad (including Ireland)
From one term up to one year of your course
|£9,963 or less|
There is a deadline for applications to Student Finance England, usually around late spring. This is to guarantee funds are in place for the beginning of your course. The latest you can apply is nine months after the first day of the academic year of your course. The loan is paid into your bank account at the start of each term, once you’ve registered on your course.
The Long Course Loan provides additional weeks of support to students on courses longer than 30 weeks and 3 days in the academic year. You need to have an income-assessed maintenance loan. Households with an income up to £39,796 are eligible for the full weekly amount applicable to where you live while studying. Above this threshold, the amount of loan available will reduce. It is paid at the same time as the maintenance loan, three times a year.
The maximum extra loan available per week is:
- £61 if you are living with your parents
- £120 if you are living in London
- £93 if you are living outside of London
- £129 if you are studying overseas.
You may be able to get a bursary, scholarship or award from your university or college, which you do not have to pay back.
Further support may be available if you meet a particular set of criteria. For instance, if you are a single parent, or you are leaving care to enter higher education. Extra help is also available if you have a disability, learning difficulty or mental health problems. Read more about other financial support.
Loan repayments begin from the April after you have left your course. You repay a percentage of your income when you are earning over a certain amount. See more about repaying your loan.
- For more information see Student Finance for England
Next page: If you come from Northern Ireland