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Tuition fee loans and financial support – if you come from Scotland

This is an outline of what is available for students from Scotland for 2018–19 entry. Check to find the exact dates, cost of fees and financial support available on university and student funding websites.

Note: to be classed as a student from Scotland, you will normally need to have lived in Scotland for the three years before starting your course. Please see our information on eligibility for details.

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University tuition fees and loans  Funding your living costs
Extra Funding  Repaying your loan

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University tuition fees and loans

If you are going to university in Scotland:
You can be charged up to £1,820 per year for tuition. The Student Awards Agency for Scotland (SAAS) will pay this in full if you are eligible. You must reapply to SAAS every year of your course.

If you are going to university in England, Northern Ireland or Wales:
At English and Northern Irish universities, you can be charged up to £9,250 per year for tuition. At Welsh universities you can be charged up to £9,000. You will not have to pay up front for this. You will need to reapply online to SAAS every year for a loan to help with your fees.

All students:
You can apply for funding from the April before your course is due to start; the deadline is the end of March the following year. To get funding in time for the start of your course, you should apply by the end of June – ensuring your application form is correctly completed.

Funding your living costs

Loans are available from SAAS for students from Scotland studying a full-time course (excluding nursing or midwifery at a Scottish university), who fall into either of the two categories below. You must reapply to SAAS every year of your course.

Young students:
You are a 'young' student if you are under 25 years old and classed as 'dependent' i.e. reliant upon your parents' income, do not have a child dependent on you, and aren't married, in a civil partnership or living with a partner.

The loan you can receive can be a maximum of £5,750 (means-assessed) and a minimum (non-means-tested) of £4,750. You will have to pay this back. You may also be able to apply for the Young Students' Bursary. This is non-repayable.

The table below shows what young students are entitled to.

If your household income is:

£0–18,999

£19,000–23,999

£24,000–33,999

£34,000 +

You can receive a loan of up to:

£5,750

£5,750

£5,750

£4,750

You can receive a bursary of up to:

£1,875

£1,125

£500

£0

Independent students:
You are an 'independent' student if you are any of the following: you are over 25, have supported yourself for the past three years (on earnings or on benefits) or have no parents to support you. You are also classed as 'independent' if you are parent to a child who lives with you most of the time, or if you are married, in a civil partnership or live with your partner.

You can receive a maximum (means-assessed) loan of £6,750 and a minimum (non-means-tested) loan of £4,750. You will have to pay this back. You may also be able to apply for the Independent Students' Bursary if you are over 25 and also meet one of the other criteria above. This is non-repayable.

The table below shows what independent students are entitled to.

If your household income is:

£0–18,999

£19,000–23,999

£24,000–33,999

£34,000 +

You can receive a loan of up to:

£6,750

£6,750

£6,250

£4,750

You can receive a bursary of up to:

£875

£0

£0

£0

All students:
The loan is paid into your bank account once you've registered on your course; payments are monthly if you study in Scotland, or at the start of each term if your course is elsewhere in the UK. You can only apply for a loan once in each academic year, so if you are applying for living cost support you should submit this at the same time as applying for a tuition fee loan.

Extra funding

SAAS also provides living cost grants. These income-assessed grants may be paid if you have an adult dependent you care for, or you are a lone parent. If you are eligible you can receive up to £2,640. There is also help for those leaving care.

Extra support may also be available if you meet a particular set of criteria. For example, if you have a disability. Read about what other financial support may be available to you.

Repaying your loan

Loan repayments will begin the April after you have left your course. You will also need to be earning over a certain amount each year. You pay a percentage of your income when you reach the threshold. Read more about loan repayments.

  • For more information, see SAAS